保险 Insurance(5)

PleasetellmewhetherIneedtopurchaseaforeignstudentpolicy.
告诉我是否我需要购买外国学生保险。

I’dliketoknowwhetherbasichealthinsurancecoverageshouldincludebenefitsforoutpatient,hospital,surgeryandmedicalexpenses.
我想知道基本健康保险所列的项目是否应包括医院门诊，住院，手术及药品等费用的赔偿。

WillyoupleasetellmewhereIcanpurchasehealthinsurance?
请告诉我在何处能买到健康保险？

Healthinsuranceismerelyameanbywhichpeoplepoolmoneytoguardagainstthesuddeneconomicconsequencesofsicknessorinjury.
健康保险就是筹集一些钱以预防疾病或受伤而突然发生的经济困难。

"Majormedical"insurancepoliciesaredesignedtohelpoffsetheavymedicalexpensesthatcanresultfromaprolongedillnessorseriousinjury.
“巨额医药费保险”旨在协助减轻久病及重伤所造成的重大医药开支。

Ifthebenefitsprovidedunderacertainpolicyhaveadollarlimitationforeachservice,youshoulddeterminewhethertheselimitationsarerealistic.
如果某一家保险公司的健康保险对每种服务定有赔偿限额，你应断定这些限额是否合乎实际。

WordsandPhrases

healthinsurance疾病保险，健康保险
sicknessinsurance疾病保险
insuranceformedicalcare医疗保险
"majormedical"insurancepolicy巨额医药费保险
insuranceduringaperiodofillness疾病保险
lifeinsurance人寿保险
endowmentinsurance养老保险
insuranceonlastsurvivor长寿保险
topurchasehealthinsurance购买健康保险
tohaveahealthinsurancepolicy购买健康保险
AdditionalWordsandPhrases
policy-holder保险客户
extrapremium额外保险费
additionalpremium附加保险费
insurancelaw保险法
insuranceact保险条例
insuranceindustry?保险业
insurancedivision保险部
insurancetreaty保险合同
covernote保险证明书
guaranteeofinsurance保险担保书
premiumrebate保险费回扣
insuranceclaim保险索赔
ceding,retrocession(forreinsurance)分保
reinsurance分保（再保险）
ceding(insurance)company分保公司
co-insurancecompany共同保险公司
insurancedocument保险单据
certificateofinsurance保险凭证
increasingcoverage,extendingcoverage加保
renewingcoverage续保
insurancecommission保险佣金
socialinsurance社会保险
personalpropertyinsurance个人财产保险
insuranceofcontents家庭财产保险