银行英语与商务英语

What kind of account did you have in your mind？

你想开哪种帐户？

Do you like to open a current account？

你想开一个活期存款帐户吗？

A deposit or current account？

定期还是活期？

Please tell me how you would like to deposit your money.

请告诉我你想存何种户头？

There's a service charge for the checking account but no charge for the savings.

支票户头要收服务费，现金户头不收。

Our minimum deposit for a savings account is 100 dollars.

我们储蓄存款的最低存款额是100美圆。

Five yuan is the minimum original deposit.

最低起存款额是5元。

You can open a savings account at any time with an initial deposit of 50 dollars.

你可随时以50美圆的起存额开立储蓄帐户。

Even one yuan is all right.

甚至一元也可以起存。

Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.

这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。

I should like to open a current account.

我想开一个活期存款帐户。

I need a checking account so that I can pay my bill.

我需开个支票帐户，这样就能付帐。

We'd like to know how we open a checking-savings account.

我们想知道如何开一个支票储蓄帐户。

I have a checking account here.

我在这里有一个支票存款帐户。

I think I'd like a deposit account.

我想要开个定期存款帐户。

Can I open a current account here？

我能否在这儿开个活期存款帐户？

I want to open a deposit account with you.

我要开个储蓄帐户。

I'd like to open a deposit account with you.

我想在你们这儿开个定期存款帐户。

Could you tell me the difference between a savings account and a checking account？

请告诉我储蓄存款与支票存款的区别好吗？

Please tell me the procedure for opening a savings account.

请告诉我开个储蓄帐户需要什么手续。

Will 100 yuan be enough for a minimum deposit？

100元作最低存款额够吗？

I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.

我想知道开一个支票帐户200元存款是否够。

Could you tell me how to operate this account？

请告诉我如何经管这个帐户好吗？

Is there any minimum for the first deposit？

第一次储蓄有最低限额吗？

How much does each account cost？

每个帐户要花多少钱？

Useful Phrases

current deposit, current account 活期存款

fixed deposit, fixed account 定期存款

fixed deposit by installments 零存整取

joint account 联名存款帐户

to open an account 开户头

商务 英语 Discount:“折扣”还是“贴现
商务 英语 中有一些使用十分频繁的 词汇 ，它们在不同的语境下意思也有很大不同。上次我们讲了floating，这次我们来讲讲discount这个词。

例一：

You can get a 5% discount if you order on a regular basis.

如果你方定期给我方下定单，你方便可得到 5% 的折扣。

例二：

If a seller extends credit to a time draft, they have made a trade acceptance. The seller can request the bank finance the transaction by buying the draft. The bank will discount.

如卖方开出的是远期汇票，以此向买方提供信用，此时就做了一笔商业汇票承兑业务。卖方可以请银行买下商业承兑汇票，银行用这个办法对出口商融资，也就是说，银行对该汇票贴现了。

注解：discount 在这两句话中的意思一个是折扣，另一个是贴现。折扣是指商品在原价的基础上按百分比降价，贴现则是指未到期的票据向银行融资，银行扣取自买进日至到期日的利息，并收取一定的手续费后，将余下的票面金额付给持票人。